If you file an insurance claim for a car accident injury, you will soon hear from the claims adjuster of the insurance company. Although the adjuster seems nice and friendly, they don’t work to help you get the money you deserve. Insurance adjusters want to save their company some money and pay you as little as possible. Indeed, insurance companies usually use misleading tactics to try to devalue or deny your claim. A good pueblo car accident lawyer will help you understand these tactics and share strategies to protect your claim.
How Adjusters Try to Get You to Settle for Less
Once you file an insurance claim, you should not take any words from the insurance company at face value. You can expect their adjusters to say anything to get you to settle for less than you deserve. They may tell you that you won’t get anything if you don’t accept their first offer, ask you to make a recorded or written statement, or promise to help you to maximize your claim. Also, they may tell that you can only use their preferred mechanics to repair your vehicle or see their recommended doctor for medical treatment. Most commonly, they may try to make you believe that they are on your side.
Things to Keep in Mind About Claims Adjusters
Remember that insurance claims adjusters work for the best interest of their company, not yours. They are expert negotiators and work to help their company avoid paying full compensation for claims. Also, these adjusters may act like your friend to make you trust them and feel more comfortable. They may ask you several questions to get you to say something that can hurt your claim. If you refuse to accept a settlement offer from them, they may ignore you to kill the time, so the statute of limitations to file an injury case starts to run out.
How to Deal with Insurance Companies When Seeking Compensation for Your Injuries
To protect the value of your injury claim, you need to hire an experienced lawyer. Your attorney can communicate with the insurance adjuster to make sure your rights are protected. Also, they can negotiate a fair settlement for you. Your attorney will handle all communications in a timely way. They will check your policy if it requires claims to be reported or information submitted within a certain period to ensure your claim does not get denied.